StanChart Hits Financial Target Ahead of Schedule

Emerging markets-focused British lender Standard Chartered saw profits rise in 2025 and reached its return on tangible equity target a year early.

Standard Chartered’s pre-tax profit in 2025 rose 16 percent year-on-year to nearly $7 billion, according to the bank’s financial results. Underlying income grew 6 percent to $20.9 billion on the back of non-interest income growth, while operating expense increased 5 percent to $12.3 billion. 

At 14.7 percent, Standard Chartered also achieved its three-year plan of reaching a return on tangible equity (RoTE) of 13 percent a year early.

Guidance for 2026

For 2026, the bank forecasts that operating income will grow at the bottom range of 5 to 7 percent on a constant currency basis, with broadly flat net interest income alongside stable costs. Statutory RoTE is expected to be greater than 12 percent.

«We have made a good start to the year and continue to benefit from a supportive business environment. We are seeing robust growth in our larger markets, and structural shifts in global trade and investment play to our distinctive strengths serving our clients’ cross-border and affluent banking needs,» commented Standard Chartered CEO Bill Winters.