Ant International Rolls Out Agentic Payment Protocol Globally
Ant International expands agentic payment network with wallets, acquirers and card giants.
Ant International is expanding the global rollout of its Agentic Mobile Protocol (AMP), bringing together major digital wallets, payment acquirers and card networks as the financial industry moves toward commerce powered by artificial intelligence agents.
The company said in a statement that AMP is being deployed in the first phase with 10 leading Alipay+ mobile wallets serving a combined 1.5 billion user accounts, alongside seven major acquiring partners: Adyen, Allinpay, Checkout.com, Fiserv, Global Payments, Nuvei and Worldline.
The rollout builds on the wider Alipay+ ecosystem, which Ant International says connects more than 50 mobile payment partners and over 10 national QR payment schemes, reaching 150 million merchants and more than 2 billion consumer accounts globally.
Allows AI Agents to Initiate and Complete Transactions
Launched in April, AMP is an open payment protocol designed to allow AI agents to initiate and complete transactions through existing mobile payment interfaces, including smartphones and other connected devices. Ant International said the protocol is intended to allow consumers to delegate specific purchasing tasks to AI agents while retaining control over payment permissions.
The initial wallet partners include Alipay in China, AlipayHK, DANA in Indonesia, GCash in the Philippines, KakaoPay and Toss in South Korea, MPay in Macao, TNG eWallet in Malaysia, TrueMoney in Thailand and Singapore-based Starryblu.
Ant International is also working with Mastercard and Visa on a Know-Your-Agent (KYA) interoperability framework. The initiative is intended to establish common principles for identifying and onboarding AI agents across card networks, digital wallets, agent platforms and marketplaces.
The companies will work through BuildFin.ai, an industry initiative convened by the Monetary Authority of Singapore (MAS), building on Ant International's Safeguards for Agentic Finance at Runtime (SAFR) framework. The goal is to improve agent verification, accountability and risk management while allowing each payment network to maintain its own verification and decision-making processes.
Ant International has also open-sourced AMP on GitHub, making its source code, developer software development kits and technical documentation available to developers, AI platforms, wallets, acquirers and financial institutions.
Jiang-Ming Yang, chief innovation officer at Ant International, said the protocol was designed to allow AI agents to become «trusted actors» within existing mobile payment systems.
AMP includes several mechanisms aimed at supporting agentic commerce at scale. These include permission controls that allow users to authorise individual tasks rather than hand over full account access, real-time visibility of agent activity, and a Know-Your-Agent framework that establishes an agent's digital identity and authorised capabilities.
AI Agents as a New Commerce Channel
Ant International said its Agent Trust Rating system can help determine how much autonomy an agent receives, while AgentSafePay provides merchants with a money-back guarantee against certain agent-specific risks. The protocol also supports automated agent-to-agent settlement for transactions as small as $0.000001.
The expansion comes as payment companies increasingly position AI agents as a new commerce channel. Checkout.com said AMP could extend agentic commerce beyond cards to digital wallets, while Adyen, Fiserv, Global Payments, Nuvei and Worldline highlighted interoperability, trust and consumer control as critical to adoption.
For Ant International, the latest partnerships mark a push to make agentic payments interoperable across markets and payment rails rather than creating another isolated payment system.
«Agentic commerce will only have a real path to mass adoption when supported with a deep foundation of trust,» Yang said, pointing to continued cooperation with card networks, regulators and other industry stakeholders.
