OCBC Registers Flat Profit From Lower Interest Income
Singapore-based OCBC’s third quarter profit was unchanged as lower interest income offset increases across the board.
OCBC’s net profit for the third quarter of 2025 was unchanged compared to a year ago at around S$2 billion ($1.5 billion), according to the bank’s financial results.
While non-interest income rose 15 percent to S$1.6 billion from broad-based fee, trading and insurance income growth, this was offset by a 9 percent decrease in net interest income to S$2.2 billion as margins contracted amid a softening interest rate environment. Operating expenses also increased 4 percent to S$1.5 billion.
Year-to-date, net profit was S$5.7 billion, down 4 percent.
«Looking ahead, the external environment remains complex, shaped by shifting policy dynamics and geopolitical tensions. Our strong balance sheet and robust capital position provides us with flexibility to manage these risks, and enables us to support our customers and invest for future growth,» said OCBC group CEO Helen Wong.
