Fintech Innovators, a collaboration between fintech investment firm, H2 Ventures and KPMG Fintech, has announced its list of the world’s leading fintech innovators.

The annual list includes the leading 50 Established fintech companies across the globe, as well as the most intriguing 50 «Emerging Stars» exciting new fintechs with bold, disruptive and potentially game-changing ideas.

China The Indisputable Leader

The report also highlights a growing and increasingly diverse fintech sector, with the creation of value in new sub-sectors such as regtech and data & analytics, and the continued growth in insurtech and blockchain.

From a geographic standpoint, the continued rise of Chinese fintech is indisputable, with Hangzhou-based Ant Financial taking the top spot in the 50 Established Innovators list, and Qudian, Lufax and Zhong An also in the top five. Oscar, at number three, is both the highest ranked insurtech and the highest ranked US-based company.

More Capital Being Invested

The level of funding has continued to rise for the Fintech 100, with the 50 Established companies attracting an additional $14.6 billion of capital since last year’s report just 12 months ago, an increase of more than 40 percent from 2015.

The 2016 Fintech 100 also demonstrates the acceleration of the disruption taking place in the global financial services industry, with more capital than ever being invested around the world in startups and established ventures that are creating new financial products and solutions.

The Top 10 companies in the Fintech 100 2016:

Ant Financial – China
Qudian – China
Oscar – USA
Lufax – China
ZhongAn – China
Atom Bank – UK
Kreditech – Germany
Avant – USA
Sofi – USA
JD Finance – China